285 Hugh Thomas Drive, Panama City, FL 32404 (MLS# 992581)

$625,000
285 Hugh Thomas Drive
Panama City, FL 32404
MLS# 992581
4 beds  |  5 baths  |  2438 sqft
Phenomenal brand new construction right on Callaway Creek. This lot boasts nearly a half an acre.
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Phenomenal brand new construction right on Callaway Creek. This lot boasts nearly a half an acre. This home offers a 3-car garage, plenty of parking, and is ideally one level. Staged Photo Impressive interior with open floor plan and upscale kitchen. Kitchen features elegant Quartz countertop, stainless appliances and custom hood. Breakfast bar is ideal for casual dining. Capture beautiful views of the creek while preparing a meal. Staged Photo Staged Photo Incredible interior with beautiful architectural details like wood vaulted ceilings and large sliders. Staged Photo Amazing open floor plan makes entertaining easy! Staged Photo Waterfront living area with pocket slider doors so you can bring the outside in. Premier indoor/outdoor living with the expansive covered patio. Huge landscaped backyard with plenty of room for a private pool if desired. True serenity right outside your door the natural landscape on the water. Staged Photo Spacious waterfront primary bedroom with direct access to exterior and luxury vinyl flooring. Staged Photo Beautiful ensuite primary bathroom with double vanity and amazing soaking tub to unwind in. Primary bath also has an incredible tiled walk-in shower with rain shower. Waterfront guest bedroom with beautiful views and ensuite bathroom. Fantastic ensuite guest bathroom with unique tile floors and walk-in shower. Guest bedroom with ensuite bath and nice natural light. Ensuite guest bathroom with Quartz vanity, contemporary lighting and custom tile shower/tub combo. Third guest bedroom with ensuite bath. Elegant ensuite guest bathroom with herringbone tiled shower. There is conveniently a powder bath off the kitchen which is great while entertaining. Breathtaking nature views of the creek to enjoy. You can also add a dock and have easy access for paddling, kayaking or boating. Navigate Callaway Creek right from the home and explore the waterways that connect to Callaway Bayou and Shell Island. Ideal waterfront living and privacy with no HOA water views to the north of Calloway Creek. Water views to the south of Calloway Creek heading to East Bay and Shell Island. Surrounded by nature boasting nearly a half acre of property. Don't miss out on this great opportunity for waterfront living at an amazing value for new construction. Don't miss out on this great opportunity for waterfront living at an amazing value for new construction. Don't miss out on this great opportunity for waterfront living at an amazing value for new construction. Beautiful sunsets from nearly every room Beautiful sunsets from nearly every room

Property Description
Now priced below appraised value! *Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA, NO flood insurance required! Prime location near Tyndall AFB. 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, fortified roof.

Details
Maps
Status Change Info
Status: Active
Contract Info
List Date: 2025-11-20
Current Price: $625,000
List Price: $625,000
List Price/SqFt: 256.36
Listing Board: Emerald Coast
Location Tax and Legal
Area: 27 - Bay County
Street #: 285
Street Name: Hugh Thomas
Street Suffix: Drive
State: FL
Zip Code: 32404
County: Bay
Project Name/Subdivision: GRIMES CALLAWAY BAYOU ESTATES
Parcel ID: 06641-995-210
General Property Info
Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2438
SqFt Source: Building Plan
Bedrooms: 4
Full Baths: 4
Half Baths: 1
Total Bathrooms: 5
# Stories: 1
Year Built: 2024
Immediate Occupancy: Yes
Garage: Yes
Carport: No
Garage Spaces: 3
Driveway Spaces: 4
Acreage: 0.44
Pool: No
Pool Type: None
Waterfront
Waterfront Feet: 97
Property Features
Construction Status: Construction Complete
Lot Features: Interior; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterfront: Bayou
Waterview: Bayou
Parking Features: Garage Attached
Exterior: Columns; Patio Covered; Sprinkler System
Interior: Breakfast Bar; Ceiling Raised; Ceiling Vaulted; Floor Vinyl; Floor WW Carpet New; Furnished - None; Lighting Recessed; Washer/Dryer Hookup; Window Treatmnt None
Appliances: Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector; Stove/Oven Electric
Utilities: Electric; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Kitchen; Living Room; Master Bedroom
Financing: Conventional; FHA; VA; None
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomFirst18 x 1618.0016.0018 x 16
BedroomFirst14 x 1514.0015.0014 x 15
BedroomFirst14 x 1514.0015.0014 x 15
BedroomFirst15 x 1515.0015.0015 x 15
KitchenFirst22 x 1122.0011.0022 x 11
Living RoomFirst22 x 1122.0011.0022 x 11

Listing Office: EXP Realty LLC

Last Updated: April - 25 - 2026

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