scottprovow@gmail.com
850-855-2534
$870,000
Miramar Beach, FL 32550
MLS# 1012008
3 beds | 3 baths | 1784 sqft
1 / 36
Property Description
Deeded/Gated Beach Access in a GATED BEACH COMMUNITY! Welcome to your own slice of paradise in the heart of Miramar Beach! Tucked inside the highly desirable gated community of Cottage Retreat, this beautifully appointed 3-bedroom, 3-bath beach home offers the perfect combination of coastal charm, privacy, and resort-style amenities--all just 525 feet from private beach access and the sugar-white sands and emerald waters of the Gulf! Step inside and you're immediately welcomed by a bright, open floor plan filled with natural light. At the heart of the home is a gorgeous coastal-inspired kitchen showcasing storybook white cabinetry, seemingly endless granite countertops, stainless steel appliances, a custom tile backsplash, breakfast bar, and plenty of space for gathering and entertaining. The kitchen flows effortlessly into the spacious dining and living areas, creating an inviting setting for family, friends, and unforgettable beach getaways. The thoughtfully designed floor plan features a first-floor guest suite with a king bed and private ensuite bath--perfect for guests who appreciate avoiding the stairs. Upstairs, the spacious primary suite feels like a private retreat of its own, complete with balcony access and an ensuite bath featuring a jetted soaking tub and separate shower. An additional upstairs guest suite offers a queen bed plus a twin-over-full bunk and its own private ensuite bath.
Details
Maps
Status Change Info
Status: Active
Contract Info
List Date: 2026-09-15
Current Price: $870,000
List Price: $870,000
List Price/SqFt: 487.67
Listing Board: Emerald Coast
Location Tax and Legal
Area: 15 - Miramar/Sandestin Resort
Street #: 27
Street Name: Cottage Row
State: FL
Zip Code: 32550
County: Walton
Project Name/Subdivision: COTTAGE RETREAT
Parcel ID: 30-2S-21-42796-000-0190
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 1784
SqFt Source: County PA Records
Bedrooms: 3
Full Baths: 3
Total Bathrooms: 3
# Stories: 2
Year Built: 2005
Garage: No
Carport: No
Driveway Spaces: 2
userdefined76: 2
Acreage: 0.03
Pool: Yes
Pool Type: Community
Property Features
Construction Status: Construction Complete
Lot Features: Cul-De-Sac; Within 1/2 Mile to Water
Zoning: Resid Single Family
Waterview: Gulf
Project Facilities: BBQ Pit/Grill; Beach; Community Room; Gated Community; Pavillion/Gazebo; Picnic Area; Pool; Short Term Rental - Allowed; TV Cable; Whirlpool
Exterior: Balcony; BBQ Pit/Grill; Deck Covered; Deck Open; Patio Covered; Patio Open; Pool - Heated; Pool - House; Pool - In-Ground; Porch; Shower
Interior: Ceiling Crwn Molding; Floor Hardwood; Floor Tile; Floor WW Carpet New; Lighting Recessed; Owner's Closet; Pantry; Window Bay; Woodwork Painted
Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Refrigerator; Smoke Detector; Stove/Oven Electric; Washer
Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Insulated Doors; Insulated Floors; Storm Doors; Storm Windows; Water Heater - Elect
Master Bedroom: Second
Bedroom: First; Second
Kitchen: First
Living Room: First
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Fees Include: Accounting; Ground Keeping; Licenses/Permits; Management; Recreational Faclty; Trash
Supplements
Outside your front door, the Florida lifestyle truly begins. Cottage Retreat is a private gated beach community offering gated beach access just across Scenic Highway 98, along with a seasonally heated community pool, hot tub, fitness center, and grilling area. Spend the morning on the beach, cool off by the pool in the afternoon, and walk to nearby beachfront dining for dinner--all without having to venture far from home.
And the location is hard to beat! Cottage Retreat places you in the heart of Miramar Beach, centrally located between Destin Commons and Silver Sands Premium Outlets and just a short distance from some of the area's favorite restaurants, shopping, golf, entertainment, and attractions. Captain Dave's on the Gulf is within walking distance, and the nearby Dolphin Reef offers another unique way to enjoy the beautiful waters of the Emerald Coast.
Whether you're searching for a primary residence, second home, or an investment property near the beach, this home delivers the location, layout, amenities, and coastal lifestyle buyers come to Miramar Beach looking for.
Gated community. Private beach access. Resort-style amenities. Three bedrooms with three private baths. A gorgeous kitchen. And the Gulf just steps away.
This is more than a beach house--it's your opportunity to own a piece of the Miramar Beach lifestyle.
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Living Room | First | 18 x 13 | 18.00 | 13.00 | 18 x 13 |
| Dining Room | First | 9 x 8 | 9.00 | 8.00 | 9 x 8 |
| Kitchen | First | 11 x 8 | 11.00 | 8.00 | 11 x 8 |
| Bedroom | First | 16 x 12 | 16.00 | 12.00 | 16 x 12 |
| Bedroom | Second | 18 x 12 | 18.00 | 12.00 | 18 x 12 |
| Master Bedroom | Second | 18 x 14 | 18.00 | 14.00 | 18 x 14 |
Listing Office: RealJoy Realty LLC
Last Updated: September - 15 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.