scottprovow@gmail.com
850-855-2534
$239,000
Panama City Beach, FL 32408
MLS# 998306
2 beds | 2 baths | 826 sqft
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Property Description
Enjoy coastal living just one mile from the beach, St. Andrews State Park, and the Navy Base. This inviting property offers a spacious layout with thoughtful updates, making it move-in ready and ideal for full-time living, a second home, or an income-producing opportunity. The interior has been refreshed with a fully updated kitchen in 2026, featuring modern finishes and improved functionality, along with bathroom upgrades completed in 2026 and durable LVP flooring installed throughout. Sunlit living areas create a warm, welcoming feel and provide a comfortable setting for both everyday living and entertaining. Major systems and maintenance items have already been addressed, offering added confidence for the next owner.
Details
Maps
Status Change Info
Status: Active
Contract Info
List Date: 2026-03-18
Current Price: $239,000
List Price: $239,000
List Price/SqFt: 289.35
Listing Board: Emerald Coast
Location Tax and Legal
Area: 27 - Bay County
Street #: 2519
Street Name: Oak
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Project Name/Subdivision: TREASURE COVE
Parcel ID: 31012-000-000
General Property Info
Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 826
SqFt Source: County PA Records
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
# Stories: 1
Year Built: 2003
Immediate Occupancy: Yes
Garage: No
Carport: No
Driveway Spaces: 2
userdefined76: 2
Acreage: 0.09
Pool: No
Pool Type: None
Property Features
Construction Status: Construction Complete
Zoning: County
Exterior: Fenced Back Yard; Fenced Privacy
Interior: Breakfast Bar; Ceiling Vaulted; Floor Vinyl
Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer
Utilities: Electric; Public Water; Septic Tank
Energy: AC - Central Elect; Water Heater - Elect
Bedroom: First
Rooms: Bedroom; Bonus Room; Great Room; Other
Supplements
The roof and water heater were both replaced in 2019, the A/C is approximately 10 years old and was serviced in January 2026, septic extraction was completed in spring 2024 (with an expected 4-6 year cycle), and the sump pump was replaced in 2025 with an upgraded electrical outlet in 2024. Storm doors are less than two years old, adding both convenience and efficiency. Outside, the fenced yard creates a private space for pets, gatherings, or simply enjoying the coastal air. There is plenty of room to customize the outdoor area to fit your lifestyle, whether that's adding a firepit, garden, or additional seating. With no HOA and short-term rentals allowed with proper city and county registration, this property offers flexibility for personal use, seasonal stays, or investment income. Its location places you close to local restaurants, shopping, marinas, and Gulf access, making it easy to enjoy everything Panama City Beach has to offer. Whether you're looking for a primary residence, a beachside getaway, or a property with strong rental potential, this home checks all the boxes.
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks | Dimensions |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 | *Buyer to confirm all measurements* | 12 x 12 |
| Bonus Room | First | 12 x 10 | 12.00 | 10.00 | *Buyer to confirm all measurements* | 12 x 10 |
| Great Room | First | 18 x 12 | 18.00 | 12.00 | *Buyer to confirm all measurements* | 18 x 12 |
| Other | First | 1 x 1 | 1.00 | 1.00 | *Buyer to confirm all measurements* | 1 x 1 |
Listing Office: Salty Marlin Realty
Last Updated: June - 01 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.