scottprovow@gmail.com
850-855-2534
$629,500
Panama City Beach, FL 32413
MLS# 998309
5 beds | 3 baths | 2494 sqft
1 / 59
Property Description
JUST REDUCED AND SELLER IS OFFERING $5000 INCENTIVE TO BUYER AT CLOSING WITH AN ACCEPTABLE OFFER! Spacious Panama City Beach Home with Private Entrance Mother-In-Law Suite/Apartment - just minutes to the Beach and the new Tallahassee Memorial Hospital! Centrally located in the heart of Panama City Beach, this inviting home offers flexible living space, thoughtful updates, and outdoor features designed for everyday enjoyment. Just 1/8 mile to the beach, five minutes to the new hospital, ten minutes to Pier Park and just 20 minutes to the International Airport, the home is also nestled in a neighborhood known for its great location to shopping, dining, neighbors, nearby park, and festive seasonal decorations that make it especially enjoyable for families. A standout feature
Details
Maps
Documents
Status Change Info
Status: Active
Contract Info
List Date: 2026-03-18
Current Price: $629,500
List Price: $629,500
List Price/SqFt: 252.41
Listing Board: Emerald Coast
Location Tax and Legal
Area: 27 - Bay County
Street #: 201
Street Name: Armstrong
Street Suffix: Circle
State: FL
Zip Code: 32413
County: Bay
Project Name/Subdivision: GULF HIGHLANDS UNIT 2
Parcel ID: 33077-000-000
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2494
SqFt Source: Agent-Measured
Bedrooms: 5
Full Baths: 3
Total Bathrooms: 3
# Stories: 1
Year Built: 1978
Garage: Yes
Carport: No
Garage Spaces: 2
Acreage: 0.17
Pool: No
Pool Type: None
Property Features
Construction Status: Construction Complete
Lot Features: Corner; Interior; Within 1/2 Mile to Water
Zoning: Resid Single Family
Parking Features: Garage Attached
Exterior: Fenced Privacy; Guest Quarters; Pavillion/Gazebo; Porch
Interior: Ceiling Crwn Molding; Ceiling Raised; Converted Garage; Fireplace; Floor Tile; Floor Vinyl; Floor WW Carpet; Furnished - None; Guest Quarters; Kitchen Island; Lighting Recessed; Washer/Dryer Hookup
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator W/IceMk; Stove/Oven Electric; Washer
Utilities: Electric; Phone; Public Sewer; Public Water; TV Cable
Energy: AC - 2 or More; AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Living Room: First
Rooms: Bedroom; Bonus Room; Living Room; Master Bedroom; Separate Apartment
Financing: Conventional; FHA; VA
Supplements
is the private attached mother-in-law suite, offering a bedroom, private bathroom, huge walk-in closet, and additional living/bonus space. This layout provides excellent flexibility for extended family, guests, a private workspace, or a quiet retreat. A centrally located home office, craft room/bonus room adds even more versatility.
The main home features an open floor plan with granite countertops, updated cabinetry, Luxury Vinyl Plank and tile flooring, all completed during the 2017 renovation. Additional updates include new garage doors and a metal roof replaced in 2017.
Important system updates include two separate AC units (front and back zones), with duct work added to the mother-in-law suite/apartment. Units were replaced in 2017 and 2018. Interior updates in 2017 also included tubs, tile, carpet, and the mother-in-law suite/apartment bathroom.
Outdoor features add even more appeal with a pergola-covered area perfect for relaxing or entertaining, added backyard sidewalks, a widened driveway, and a privacy fence installed in 2022. The property also includes a two-car garage and wiring already installed for security cameras (just add your own hard drive).
This home has been well loved and well lived in, filled with years of family memories. Even more reassuring for buyers in the area, the property has experienced no flooding and no homeowner's insurance claims.
This is a phenomenal property with so many options! It can be a primary residence with an income producing apartment or short-term rental, especially with the new hospital so close and the bonus room/office space could allow you to work from home! There are endless possibilities! Don't miss this opportunity!
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks | Dimensions |
| Living Room | First | 30 x 30 | 30.00 | 30.00 | Living, Kitchen Dining - Buyer to verify | 30 x 30 |
| Master Bedroom | First | 11 x 10 | 11.00 | 10.00 | Buyer to verify | 11 x 10 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 | Buyer to verify | 10 x 10 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 | Buyer to verify | 10 x 10 |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 | Buyer to verify | 12 x 12 |
| Bonus Room | First | 11 x 17 | 11.00 | 17.00 | Buyer to verify | 11 x 17 |
| Separate Apartment | First | 0 x 0 | 0.00 | 0.00 | Approx 1000 sq ft - Buyer to verify | 0 x 0 |
Survey 
Listing Office: Carillon Realty Inc
Last Updated: May - 05 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.